The talk begins to give the "big picture" about the nature of our practice, and how we come, in a way suitable to our times and places, to manifest wisdom, love and compassion, and skillful responses in our lives, increasingly more of the time. We reflect first on some of the challenges of our times, and how Buddhism, as it has moved to different cultures, has always taken new forms. A main part of the big picture, which is our main focus today, is a model of how meditation develops. We articulate a model involving three main forms of practice (that we can find in multiple Buddhist traditions): Developing samadhi (concentration), opening to liberating insight, and opening to awakened awareness. We explore each of the three and their relationship to each other. The talk is followed by discussion.